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Spanish Non-Lucrative Visa (NLV)
The Spanish Non-Lucrative Visa is a residence route for people with passive income — rental income, pension, dividends, interest on savings and similar sources — who want to live in Spain without working locally. Officially known as the Non-Lucrative Visa (Residencia No Lucrativa), it's an ideal option if you want to make the most of Spain's climate, quality of life and healthcare system.
What Is the Non-Lucrative Visa?
The Spanish Non-Lucrative Visa — officially the Non-Lucrative Visa (Residencia No Lucrativa) — is a residence permit designed for non-EU nationals who want to live in Spain without working or running a business locally. The visa lets you live legally in Spain for 1 year, and you can renew it as long as you continue to meet the requirements.
Important: This visa doesn't give you the right to work in Spain. You can live on passive income — rental income, pension, dividends, interest on savings and similar sources.
Eligibility Requirements
1. Financial Requirements (2025 figures)
- •Main applicant: Minimum €28,800 per year in passive income (400% of IPREM)
- •For each family member: An additional 100% of IPREM (around €7,200 per year)
- •Accepted passive income sources: rental income, dividends, pension, bank interest, investment returns
2. Health Insurance
You must have valid, comprehensive private health insurance with no co-payments, recognised in Spain. The policy must cover all healthcare services for the full duration of your residence.
3. Proof of Accommodation
A document showing your address in Spain: a tenancy agreement, title deed or hotel reservation (for the initial entry).
4. Criminal Record Check
An apostilled criminal-record certificate from every country you've lived in over the past 5 years.
5. Medical Certificate
A medical certificate confirming you do not have any disease that could pose a public health risk.
Application Process
- 1.Document Preparation: Gather every required document and have it translated into Spanish (sworn translation + apostille).
- 2.Consulate Appointment: Book an appointment at the Spanish consulate in your country of residence.
- 3.Application: Attend the appointment, submit your file and provide your biometric data.
- 4.Review: Your application is reviewed within 1–3 months.
- 5.Visa Approval: Once approved, you must enter Spain within 1 month.
- 6.TIE Card: After arriving in Spain you must obtain your TIE (Tarjeta de Identidad de Extranjero) within 30 days.
Advantages
- ✓Schengen Travel Freedom: Travel across the Schengen area without the 90-in-180-day limit.
- ✓Family Reunification: Your spouse and children can apply alongside you.
- ✓Renewable: Renewable twice for 2-year periods after the first year.
- ✓Path to Citizenship: Eligibility to apply for Spanish citizenship after 10 years.
- ✓High Quality of Life: Access to Spain's climate, healthcare system and quality of life.
- ✓More Accessible Than the Golden Visa: No property investment required.
Important Notes
- ⚠️Residence Requirement: You must spend at least 183 days per year in Spain.
- ⚠️No Work Rights: You cannot work in Spain on this visa (during the first year).
- ⚠️Ongoing Proof of Income: You must provide updated proof of income at every renewal.
Manage Your Non-Lucrative Visa with Mi Casa Europa
With 25 years of experience, we manage your Non-Lucrative Visa application from start to finish:
- ✓Pre-application eligibility assessment
- ✓Document preparation and sworn translations
- ✓Consulate appointment booking
- ✓Health insurance arrangement
- ✓TIE card application after arrival in Spain
- ✓Help finding accommodation and settling in
Are You Eligible? Find Out Now
Answer 5 simple questions to test your eligibility for the Non-Lucrative Visa. Takes only 2 minutes.
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